News
854
Rockcourt Financial Services Ltd
Experts in Public & Private Sector Pensions, Mortgages, Investment & Savings, Overseas Pensions and Income Protection
Happy Easter from all of us at Rockcourt Financial Services! We hope you have a safe and enjoyable long weekend. 🐣🎉![]()
![]()
☎086 0445509 📱094 9638533 📧office@rockcourt.ie
New data from the Central Bank reveals that mortgage rates in Ireland have dropped to 3.79%, which is a 0.5% decrease from last year. However, Irish homebuyers are still paying more than those in other euro zone countries where the average rate is 3.33%, making Ireland the fifth most expensive place for mortgages in the euro zone. This decrease in rates comes after a series of cuts by the European Central Bank as inflation has started to ease. On the other side, savers are seeing lower returns. Term deposit rates are down to 2.33%, which is 0.26% lower than last year, while overnight deposit rates are still at a very low 0.13%. The average rate for consumer loans was 7.29% in February which is a slight increase from the month before, but still lower than last year.![]()
![]()
Contact Rockcourt Financial Services with all your financial questions and queries. ![]()
086 0445509📱 094 9638533☎ office@rockcourt.ie📧
Healthcare costs in Ireland are rising quickly. GP visit fees have increased by 55% since 2018, with costs ranging from €50 to €90 depending on the location. Dental costs have also risen, with routine checks now averaging €55 and fillings costing up to €160. While some costs like medicine have decreased, health insurance premiums have rose by over 26% since 2020. These rising costs are impacting middle earners who are feeling the financial strain, with some even delaying medical visits due to the expenses. People are being forced to make tough choices between health care and other priorities. ![]()
![]()
Contact Rockcourt Financial Services with all your financial questions and queries. ![]()
086 0445509📱 094 9638533☎ office@rockcourt.ie📧
A recent report states that Ireland’s economy is well-positioned to manage the impact of US President Trump’s tariffs, thanks to its resilient workforce and strong finances. However, slower global growth could reduce corporate tax revenue from major companies. Sectors like pharmaceuticals and food exports, particularly Irish whiskey, may face challenges due to these tariffs. The main concern for Ireland is not external shocks, but internal issues like housing and infrastructure shortages, which need to be addressed for continued growth.![]()
![]()
Contact Rockcourt Financial Services with all your financial questions and queries. ![]()
086 0445509📱 094 9638533☎ office@rockcourt.ie📧
The Central Bank has introduced a new consumer protection code to update rules for businesses in today’s digital world. It improves protections in areas like online services, mortgage switching, fraud, scams, and greenwashing. Key changes include clearer information about mortgages, preventing confusion around regulated products, and better protection against fraud. Companies must also be honest about their environmental claims. The new rules must be in place by March 2026. ![]()
![]()
Contact Rockcourt Financial Services with all your financial questions and queries. ![]()
086 0445509📱 094 9638533☎ office@rockcourt.ie📧