Retirement Planning

It is inevitable that you are going to retire and how financially comfortable you will be during your retirement depends on you! A pension is a long-term savings plan that helps you save for your future. Unlike a regular savings account, money invested in your pension can earn important tax breaks. And when you retire and look for access to your fund, the benefits can be available in a tax efficient way. People are living longer and leading more active lives in retirement. As a result it is more important than ever for you to think about where your income will come from when you retire. The value of your pension at retirement depends on how much you can afford to put away each month, the length of time you are making contributions, the type of pension plan you select and the investment return. One thing we know is that the sooner you start a pension, the bigger it should grow. There are a number of different types of pensions, which we have broken down into the following categories:

Overseas Pension

Pensions at Retirement

Private Pensions

Public Sector Superannuation

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